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The real-time payment layer

Real-time payments at a fraction of the cost.

Built on instant bank rails and stablecoins. From everyday purchases to autonomous commerce.

Under 1% Acceptance fee
Instant Settlement
USD & Stablecoins Multi-currency rail
Instant bank rails

Real-time payments that settle in seconds, not days.

Built using Truist brand logo on a dark purple background. Real-Time Payments (RTP)
Read the Truist + Dropp case study →
Stablecoin rails

Stablecoins and tokenized payments for programmable commerce.

Built using Hedera logo: black circular icon with a white stylized 'H' beside the Hedera wordmark. Distributed ledger
Read the Hedera + Dropp case study →
Dropp, the acceptance layer that brings instant bank payments and stablecoins to checkout.
Merchant economics

Built to improve the economics of every payment.

Get paid immediately, keep more of every sale, and create new ways to grow.

Improve cash flow

Get paid right away.

Increase margin

Keep more of every sale.

Drive engagement & referrals

Make every payment a relationship.

Reach every channel

From your counter to an AI agent.

Every dollar in fees is profit you're not keeping.

See what lower acceptance costs can mean for your business.

Daily Volume Annual Savings
$1,000 / day $8,212 / yr
$5,000 / day $41,062 / yr
$10,000 / day $82,125 / yr
$20,000 / day $164,250 / yr
$41,062
Estimated annual savings with Dropp

Illustrative annual savings based on an average purchase size of $10.

Every payment is a relationship waiting to happen.

Dropp gives you the tools to engage customers directly.

A merchant offer displayed inside the Dropp wallet app.
Merchant-direct offers Create and deliver offers directly to your customers, with automatic activation at checkout.
Referral Rewards Built-in referral rewards for customers who bring in new customers.

Consumer details are never shared.

Customer experience

One checkout. Every way customers want to pay.

Dropp gives merchants one acceptance layer while customers choose the interaction that works for them.

Pay by
Scan a QR Tap at a POS Click a pay link
Using
Mobile wallet Browser extension Guest checkout
The Dropp Wallet

Pay instantly. Stay private. Get rewarded.

One wallet for everyday payments in dollars and stablecoins. Pay in store or online without sharing card or bank details with the merchant.

Dollars and stablecoins Hold and spend US dollars and supported stablecoins from one wallet.
Private checkout No payment or personal details shared with the merchant.
You approve every payment You authorize payments and stay in control of recurring charges and pre-authorizations.
Rewards built into the payment Receive merchant offers and rewards at checkout, and earn more by referring stores and sites you love.
The Dropp wallet app shown on an Android phone.
USD + Stablecoins One wallet
Private checkout No details shared
Offers + rewards Built into payment
Commerce today

Dropp works wherever commerce happens.

One payment layer across the places consumers already buy, online, in store, and on unattended devices.

In-store Dropp checkout

In-Store

See Dropp in action online with pay-per-use, micropayments, USD and USDC payments, offers, referrals, and recurring micro-donations.

Watch the in-store flow →
Digital commerce Dropp payment

Digital Commerce

See Dropp at the POS, including instant Pay by Bank, stablecoin payments, and a fuel pre-authorization experience.

Watch the online payment flow →
PAX IM30 terminal with Dropp Truck Wash screen

Connected Devices

Accept payments at parking meters, EV charging stations, vending machines, and other unattended environments.

Purpose-built for unattended devices, including pre-authorization to hold funds.

Watch Dropp on a PAX IM30 →
Built for what comes next

Built for what comes next.

New ways software, wallets, and intelligent agents will initiate payments.

Embedded Payments

See how Dropp can be embedded directly into a grocery loyalty app, combining rewards and instant payments without the customer leaving the app.

Watch the white-label demo →
Agentic Payments

Give software agents transaction-specific, signed authorization to complete payments without exposing reusable payment credentials.

Explore Agentic Payments →

Start with what you already use.

No rip-and-replace required. Accept Dropp with a QR or payment link, the Dropp Merchant App, ecommerce plugins, in-store POS integration, SDKs and APIs, or an embedded white-label experience. Choose the level of integration that fits your business today and expand when it makes sense.

Explore all integration options →

Start keeping more of your sales.

Accept instant bank and stablecoin payments with lower fees and real-time settlement.

Get started as a merchant

Pay instantly. Stay private. Get rewarded.

Use the Dropp wallet for everyday payments in dollars and stablecoins.

Download the app
Talk to Dropp

See how Dropp fits your payment experience.

Explore merchant, embedded, no-code, and developer integration options across the platform.

Contact

Get in touch with Dropp!